Occupational Disability Insurance covers both temporary and permanent disabilities. These include both physical and mental illnesses that are diagnosed while being insured, physical injuries caused by accidents, and health impairments caused by unforeseen and exceptional events. With Occupational Disability Insurance, up to 75% of your income is paid to you for up to 5 years until your retirement. As you recover from your disability and are gradually able to work, ypur benefits will systematically reduce and slow down to a stop.

Prioritising your mental health is just as important as prioritising your physical health. Our mental health is an indicator of our physical health. People who struggle with mental health issues are more likely to be diagnosed with chronic conditions such as heart disease. In fact, the 3 most common mental disorders in Singapore are Major Depressive Disorder, Alcohol Abuse and Obsessive-Compulsive Disorder. The World Health Organisation defines Mental Health as “a state of well-being in which an individual is able to realise his/her abilities, can cope with life stressors and is able to make a productive contribution to his/her community”. A state of well-being is highly crucial to staying resilient in life’s challenging situations and staying motivated throughout it all.  It is time to take a step back and start taking care of all aspects of yourself. Taking care of your mental health also means taking care of yourself mentally and physically. Value yourself by eating right, getting enough sleep, and practicing mindfulness. Most importantly, be kind to yourself. Make your mental health a priority. Your happiness is essential to your healthier self.